Single moms mostly find it difficult to make ends meet, nearly 38% of single moms live below the poverty line, life is really difficult for single moms and they always have to stay strong for their kids, this necessitates the need for grants to help alleviate the plight of single moms.
I’ve done my research and I put together the 5 best grants for single moms!
1. COLLEGE GRANT
Accessing college grants for single moms is a daunting task although achievable but still difficult to obtain.MANY single moms are resilient and don’t want to give up on their college aspirations, so no matter how difficult the procedure is they still persevere.
we have the Free Application For FEDERAL STUDENTS AID(FAFSA) we also have Pell GranT these two grants are kind of linked.
FAFSA is a precursor to Pell GRANT. So it’s expedient to talk about these two great grants that can be accessed by single moms.
FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA)
Single mothers are mostly left with the option to ask the federal government for money since most private loans are quite expensive. The good news is a financial help for single moms to aid them complete college is possible through this grant.
Single moms can acquire the FAFSA forms that come in low-interest rate loans, grants, and aid provided by the school but the loans are low-interest rates as compared to private loans which are so expensive.
Your income is checked to see whether you are eligible and the total amount you are supposed to be given for school, such conclusions are drawn from the income you earn.
The application deadline is six months before the semester starts so single moms must apply it fast.
For each academic year you are required to reapply for FAFSA
PELL GRANT
Single moms with degrees are five times likely to find themselves out of poverty. Many times single moms who have the desire for high education, find their hopes dashed. Balancing their meager income and child expenses makes the dream of attending college impossible.
The federal government has a college aid package called the pell grant, this also serves as help for single moms in dire need of college grants.
This grant is for low-income earners and single moms with inadequate funds can take the opportunity to apply for this grant.
FASFA application is a major requirement before you can apply for Pell Grant.
Expected Family Contribution (EFC) is a way they use to measure your eligibility for the grant and how much money would be allotted to you.
EFC is a means to determine your income level, this either qualifies you as an independent or dependent earner.
Single moms are normally categorized under independent earners since they have kids they fend for singlehandedly. This puts them ahead of the dependent earners. Parent’s income is not needed for single moms.
When selected there is a maximum amount of $6,345 available as grants for single moms all provided for by the federal government.
Financial help for single moms desperately needed can be achieved through this grant.
2. WOMEN, INFANTS, AND CHILDREN (WIC)
This is a vital single mom grant and a great way of help for single moms. many a time the high cost of single moms taking care of kids on their own is not an easy challenge. Moms have to wade through the waters to find income for themselves and their kids.
WIC is a federal program that helps moms and their infants. Single moms can take advantage of this grant provided by the federal government
This grant guarantees nutrition programs for women, infants, and children of low-income earning single moms.
They also provide breastfeeding support for lactating mothers by introducing them to resources on lactating.
Single Moms can access this grant when pregnant and after delivery, children not exceeding five years are also included in this grant
Healthy food is provided, affordable healthcare is also giving to mum and infant.
With this grant, single moms have one less thing to worry about.
To apply you will need to contact your state or local agency to set an appointment.
3. SUPPLEMENTARY NUTRITION ASSISTANCE PROGRAM (SNAP)
SNAP popularly known as food stamps is a food program funded by the federal government which can help single moms with limited income.
This program is a way in which single moms can gain access to food and nutrition even though they are not financially stable to afford it.
SNAP is overseen by the Department of Agriculture Food and Nutrition Service Division.
single moms are credited with Electronic Benefit Cards (EBT cards) when they qualify, these cards can be used to purchase foodstuffs at assigned retail outlets
Food stamps can also be used to apply for meals for your kids in school.
We cannot understate the importance of this grant, this means single moms have an avenue to get nutritious food without paying for them, serving as financial help for single moms. It’s easier for single moms on WIC to apply for SNAP.
THE online screening tool of SNAP on their website is a way to determine eligibility for SNAP grants, you can also apply through a local snap agency if you wish to apply in person.
4. HOUSING GRANT
Single moms are disproportionately affected by their inability to gain access to proper housing at a low cost, daily subsistence is quite a hurdle for single moms making housing a luxury they can only dream of since the cost of housing is so expensive. single moms have to sometimes resort to unconventional ways to find places to sleep and this sometimes exposes them to some hazards. Luckily there are grants available to mitigate Their Plight.
The federal government through the Department of Housing and Urban Development (HUD) works hand in hand with property owners to reduce their rent prices, the HUD help subsidizes the price of rent, giving single moms the chance to have roofs on their heads.
To qualify you should be low income earning single mom, this grant is however not limited to single moms.
Applicants can begin by looking for an apartment on the HUD website.
There is also section 8 vouchers these are coupons administered to low-income earners by the HUD which single moms can also partake in.
These vouchers can be used to pay landlords directly. This is a great way for single moms to worry less about their rent prices.
These vouchers can sometimes be used to buy a home, used to purchase a mortgage but this is done under some circumstances.
State-sponsored housing is also a way single moms can gain access to affordable housing with flexible conditions.
This is usually done on a state level this gives single moms a different alternative concerning housing.
Public housing is also another option single moms can look into. HUD offers public houses for low-income earners, they are not the ideal type of house for most people but considering the ordeal single moms go through just to find a home, considering public housing is not a bad option.
Interested applicants can contact their state public housing agency. This makes one of the 5 Best Grants For Single Moms.
5. GRANTS FROM CHARITY AND NON GOVERNMENTAL ORGANIZATIONS (NGO)
It’s an indisputable fact that most single mom grants and most welfares are done by the government this in no way diminishes the important role various charities and NGOs play in society, in alleviating the plight of single moms. Individual donation into this single mom’s financial help is quite laudable. Various communities have also stepped up to help single moms. The generous acts of love showed by these charities are really changing lives especially, the lives of single moms.
We have myriads of religious organizations also adding their support to the single mom’s cause. Groups like the salvation army offer support to single moms by providing single moms with emergency rental assistance. Fellowship housing is another group that helps single moms with their housing needs, finding a permanent home for single moms is their key mission.
There is also a litany of non-religious charities that offer single moms financial help and support.
Community Action Organization offers utility help job training and other important services.
Mercy Housing also located in most states offer low-cost housing to single moms.
Feeding America is also another great charity that helps provide food for single moms and their kids.
There are also NGO organizations that are helping single mothers.
Children Health Fund is one organization that treats sick children in low-income-earning homes and mostly single moms are beneficiaries of such grants. They have several pediatric centers. They also provide care to pregnant women and mothers. This medical support cuts costs for single moms who find it difficult to raise money for healthcare.
FEED is also another NGO group that helps fight malnutrition, single mums who find difficulties in feeding their kids can reach out to this organization and they will gladly help
These charities can be contacted through their websites with just a google search of their names and help will be on the way.
Single moms go through a lot of financial stress and knowing there are organizations and grants available for them helps solve most of their pressing problems. Single moms can take advantage of these grants to ease their burdens.
These sum up to the 5 best grants for single moms. Here’s a related article you might love!
Comment below and share with our viewers any additional information you may have regarding the 5 best grants for single moms.
Xo Lisa ❤️
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